Why You Should Consult With an Auto Accident Lawyer
Under Florida's no-fault auto insurance law your own car policy covers property damage and injuries unless the negligent driver is not insured. This is why it's important to consult with a professional lawyer in the event of a car accident before providing an account in writing or recorded to the insurance company.
Written and oral evidence can be used against you if your case goes to trial. An experienced attorney for car accidents will know how to make a case and then try it for maximum value.
Damages
There are two main categories of damages a person may receive after a car crash which are economic and non-economic. Economic damages are quantifiable and measurable which can be easily determined. These include medical bills lost wages and vehicle repair costs. Non-economic damages are harder to quantify. They can be characterized by pain and suffering, emotional distress and loss of enjoyment living.
A skilled lawyer for car accidents can assist victims receive the maximum amount of compensation. They can also argue for a fair settlement with the insurance company of the driver at fault. They can even make the case go to trial in the event that the insurance company refuses to pay full value.
A reputable lawyer for car accidents will ensure that the victims are compensated for all of the potential losses and expenses. This can be done by collecting as much information as is possible from the scene of the accident. They could, for instance take photographs of the accident scene and collect data from witnesses. This will ensure that the insurance company doesn't attempt to undervalue a claim or dismiss it completely.
A lawyer from a car accident can also assist victims in calculating their total cost. This includes past and future medical treatments, and any costs related to the home or hiring someone to perform cooking or household chores if the accident has made it difficult for the person injured to perform these tasks.
Medical bills
Medical bills can quickly add after a car accident. Even in the event that you have no-fault insurance or a settlement from an injury lawsuit, the bills won't disappear. You'll need help to pay them now, not later.
There are two options to swiftly pay for medical expenses: through your health insurance or your car insurance. In New York, the former is called Med Pay and will cover your first medical expenses in the event of an auto crash, regardless of who was responsible. The latter is usually covered by the state (Medicare) or an insurance plan that is private.
Always consult a doctor if you are feeling unwell or if the injuries you've sustained don't seem to be severe. A quick assessment will ensure that your injuries, including internal injuries, are properly recognized and treated. The visit can also create medical records that can be vital in a lawsuit.
When these two options have been exhausted, you can look to the at-fault driver's liability insurance if their policy will pay for your damages. Be aware, however that you'll need to pay your own deductible and copays before you can pay. In the end, you'll receive reimbursement for your expenses related to the accident once an acceptable settlement is reached with the party at fault. This is the reason it's essential to keep the track of all your expenses and anything you spend out of your pocket.
Lost wages
A serious car crash could cause a loss of wages. It can be extremely difficult to meet your financial obligations if are unable work due to an injury from a car accident. You may have to borrow money from family members or rely on personal savings until the case is resolved. A seasoned New York car accident attorney can examine your case and determine if you have an appropriate claim for loss of earnings.
In the event of a car accident, a judge can give compensatory damages to reimburse you for the money you would have earned had you not been injured. Payroll, benefits, and overtime fall under the umbrella of "economic damages." The purpose of this type of compensation is to restore you to your financial situation prior to the time of the accident.
A judge will determine the amount of money you have lost when you missed work because of injuries by looking at a letter that confirms the plaintiff's salary or hourly rate and the length of time you were off work. Bank statements and paycheck stubs are also pertinent. Profit-and-loss accounts, tax returns and profit and loss reporting can be included as well.
In addition to losing income, an auto accident lawyer may seek compensation for lost earnings potential. This is a difficult aspect of your losses that could be difficult to prove and may require the assistance of an expert witness.
Pain and suffering
There could be unpaid medical bills, damaged to your property, and even loss of income if you suffer a serious car accident. Additionally, you may suffer from psychological and emotional trauma. The pain and suffering you experience can be very real and deserve to be paid. auto accident attorney philadelphia can help you get the money you're entitled to.
A lawyer can also assist you deal with insurance companies. Since insurance adjusters have their own financial interests at heart and are often trying to limit or deny your claim. A lawyer for car accidents can protect you against these tactics and negotiate for the most fair settlement for your damages and losses.
Document all the expenses and property damage you have incurred as a result of the accident. Included in this are medical bills, estimates for repairs and receipts for items damaged. It is also essential to take photos of the scene of the accident as well as your injuries. You should also avoid talking to anyone regarding the accident with the exception of police and medical professionals.
A lawyer can also assist you to determine who is at fault for the accident. New York is a state that utilizes "comparative negligence" which means that the amount you receive for damages will be reduced by the proportion of your responsibility. In some cases the liable party could be a city, corporation or state agency or the public transportation or sanitation company.